I’m able to meet my basic needs comfortably.

I may have some debt but can meet basic needs.

I own my home or rent a higher-end property.

I own or lease a car.

I am employed or self-employed.

I have access to healthcare.

I might have access to some financial savings.

I can take a vacation without financial burden.

I have stress about meeting basic needs, but I still regularly meet them.

I have some debt.

I’m employed part-time or underemployed.

I own or lease a car but am not always able to afford associated costs.

I have limited access to healthcare.

I have limited financial savings.

I have to actively save in order to take a vacation or time off.

I have had to take off work for caregiving tasks.

I have stress about meeting basic needs and don’t always meet them

I have some debt and it sometimes prohibits me from meeting basic needs.

I rent or have unstable housing.

I own or lease a car but am not always able to afford gas or I have limited access to a car.

I am not employed or I’m self-employed and my business is affected by the economy

I am a student and work part-time or don’t work at all while in school

I qualify for government assistance programs.

I have little or no health insurance.

I have no or limited expendable income.